The Canadian Dental Care Plan
Updated December 14, 2024
The Canadian Dental Care Plan (CDCP) is a groundbreaking initiative designed to make dental care more accessible and affordable for eligible Canadians. If your family’s annual income is less than $90,000 and you lack dental insurance, this program could provide you with the coverage you need to maintain oral health.
At Atlas Dental, we are here to help you navigate the CDCP and provide quality dental care for children and adults of all ages. Here’s everything you need to know about the program:
- Eligibility Criteria for the Canadian Dental Care Plan
- How to Apply for the Canadian Dental Care Plan
- What Services Are Covered By The CDCP?
- What Services Are NOT Covered By The CDCP?
- How Much Does the CDCP Cover?
- Does Atlas Dental Accept CDCP Patients?
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
Eligibility Criteria for the Canadian Dental Care Plan
To qualify for the CDCP, you must meet the following requirements:
- Income Limit: Annual family income below $90,000.
- No Dental Insurance: Must not have access to dental insurance through work, pensions, or private plans.
- Residency: Be a Canadian resident for tax purposes.
- Tax Filing: Have filed a tax return in the previous year.
For children under 18, their eligibility depends on their parent’s or guardian’s qualifications.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
How to Apply for the Canadian Dental Care Plan
The Canadian Dental Care Plan (CDCP) is opening in phases. Make sure you meet all 4 of the eligibility requirements before applying.
When to apply
Check the schedule below to find out when you can apply.
- Aged 65 or older: Now
- Adults with a valid Disability Tax Credit certificate for 2023: Now
- Children under the age of 18: Now
- All remaining eligible residents (not in one of the above groups): In 2025
What you need
To complete the application, you’ll need to provide the following information for each applicant and your spouse or common-law partner (if you have one):
Apply online
Follow this link to submit an online application for CDCP coverage.
When your application is approved, Sun Life, the CDCP provider, will send a welcome package with your coverage start date and membership card. You’ll need this information to book covered dental appointments.
Remember, you can start scheduling dental appointments after your coverage start date. Ensure your dental clinic accepts CDCP coverage before booking to avoid unexpected costs.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information.
What Services Are Covered By The CDCP?
The CDCP covers a range of essential dental services, including:
- Preventive care (exams, cleanings)
- Restorative care (fillings, crowns)
- Endodontics (root canals)
- Periodontics (gum treatments)
- Oral surgery (extractions)
Some services may require pre-authorization from Health Canada, and coverage frequency limits apply. Check with your dentist or contact us at Atlas Dental to see if pre-authorization is necessary for your treatment.
The full list of services under Schedules A and B can be found here.
What Services are NOT Covered by the Canadian Dental Care Plan?
Certain dental procedures are not covered by the CDCP, including:
- Cosmetic treatments like dental veneers or teeth whitening
- Dental implants
- Complex prosthodontics like dental bridges
- Temporomandibular joint (TMJ) therapy and appliances
For any treatments not covered by CDCP, you can still receive care at Atlas Dental under our standard fee schedule. Contact us to discuss your options.
How Much Does the CDCP Cover?
The percentage of coverage provided by the CDCP depends on your family’s adjusted net income:
- Income under $70,000: 100% of eligible costs.
- Income $70,000–$79,999: 60% of eligible costs.
- Income $80,000–$89,999: 40% of eligible costs.
Co-payments may apply for certain procedures, and the coverage limits are based on the CDCP fee guide. At Atlas Dental, we adhere to the Ontario Dental Association Fee Guide, but fees may vary based on treatment and coverage under CDCP.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information.
Does Atlas Dental Accept CDCP Patients?
Yes! Atlas Dental accepts patients covered under the Canadian Dental Care Plan. While the CDCP fees may differ from our ODA Fee Guide pricing, we ensure full transparency regarding any costs you may need to cover, such as co-payments or balance billing.
Please note: Atlas Dental does not participate in OW, ODSP, or HSO programs, and we do not coordinate with those programs.
For more information about about our services, contact us at Atlas Dental for more information.
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