The Canadian Dental Care Plan
Updated October 10, 2024
The Canadian Dental Care Plan (CDCP) is a new initiative aimed at making dental care more affordable for eligible Canadians. If you have an annual family income of less than $90,000 and don’t have access to dental insurance, you may qualify for this program. Here’s what you need to know about the CDCP:
- Am I Eligible For The Canada Dental Care Plan?
- How Do I Apply For The Canada Dental Care Plan?
- When Can I Book An Appointment with A Dentist?
- What Services Are Covered By The CDCP?
- What Services Are NOT Covered By The CDCP?
- How Much Will Be Covered By The CDCP?
- Does Your Dental Clinic Accept CDCP Patients?
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
Am I Eligible For The Canada Dental Care Plan?
To qualify for the Canada Dental Care Plan, you must:
- Have no access to dental insurance (through work, pensions, or private plans)
- Have an adjusted family net income under $90,000
- Be a Canadian resident for tax purposes
- Have filed a tax return in the previous year
Children under 18 are eligible if their parents or guardians meet these criteria.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
How Do I Apply For The Canada Dental Care Plan?
Applications will open in phases starting in December 2023, prioritizing seniors. Here’s the breakdown:
- Seniors 87 and above: December 2023
- Seniors 77 to 86: January 2024
- Seniors 72 to 76: February 2024
- Seniors 70 to 71: March 2024
- Seniors 65 to 69: May 2024
- Adults with a Disability Tax Credit: June 2024
- Children under 18: June 2024
- All other eligible Canadians: 2025
When your application is approved, Sun Life, the CDCP provider, will send a welcome package with your coverage start date and membership card. You’ll need this information to book covered dental appointments.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
When Can I Book An Appointment with A Dentist?
You can start scheduling dental appointments after your coverage start date, which will be included in the welcome package from Sun Life. Ensure your dental clinic accepts CDCP coverage before booking to avoid unexpected costs.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
What Services Are Covered By The CDCP?
The CDCP covers a range of essential dental services, including:
- Preventive care (exams, cleanings)
- Restorative care (fillings, crowns)
- Endodontics (root canals)
- Periodontics (gum treatments)
- Oral surgery (extractions)
Some services may require pre-authorization from Health Canada, and coverage frequency limits apply. Check with your dentist or Atlas Dental to see if pre-authorization is necessary for your treatment.
The full list of services under Schedules A and B can be found here.
What Services are NOT Covered by the Canadian Dental Care Plan?
Certain dental procedures are not covered by the CDCP, including:
- Cosmetic treatments like dental veneers or teeth whitening
- Dental implants
- Complex prosthodontics like dental bridges
- Temporomandibular joint (TMJ) therapy and appliances
For any treatments not covered by CDCP, you can still receive care at Atlas Dental under our standard fee schedule. Feel free to contact us to discuss any out-of-pocket expenses.
How Much Will Be Covered By The CDCP?
The amount covered by the CDCP depends on your adjusted family net income:
- Income under $70,000: 100% of eligible dental care costs
- Income $70,000-$79,999: 60% of eligible costs
- Income $80,000-$89,999: 40% of eligible costs
Some treatments may also require co-payments, which will be based on the established CDCP fee guide. At Atlas Dental, we adhere to the Ontario Dental Association Fee Guide, but fees may vary based on treatment and coverage under CDCP.
For more information about about the Canada Dental Care Plan, contact us at Atlas Dental for more information. We provide new patient exams, general dental services for children and adults of all ages.
Does Your Dental Clinic Accept CDCP Patients?
Yes, Atlas Dental accepts patients covered under the Canadian Dental Care Plan. While the CDCP fees may differ from our regular prices, we ensure full transparency regarding any costs you may need to cover, such as co-payments or balance billing.
Please note: Atlas Dental does not participate in OW, ODSP, or HSO programs, and we do not coordinate with those programs.
For more information about about our services, contact us at Atlas Dental for more information.
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