Dental Onlay Cost in Toronto (2025) – Price Breakdown & Tips
Cost of Dental Onlays
The cost of a Dental Onlay is $1349. The codes relevant to dental onlays in the Ontario Dental Association’s Suggested Fee Guide appear as follows:
Onlays, Porcelain/Ceramic/Polymer Glass (Bonded)
- 25531 – Onlay, Porcelain/Ceramic/Polymer Glass (Bonded): $1099 + Dental Lab Fee ($250)
Dental Onlays are considered a major restorative service under all dental insurance plans and may or may not be covered by your dental insurance. Be sure to find out from your dental insurance plan provider how much you are eligible for before going ahead with dental treatment. Your dentist can help you submit an predetermination to your dental insurance.
If you have any further questions the cost of Dental Onlays in Toronto, please contact us.
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What Affects the Cost of a Dental Onlay?
Several factors can influence the cost of getting an onlay:
- Onlay material: Ceramic onlays cost less than traditional gold onlays.
- Lab quality: Custom shade matching or hand-layered onlays from premium labs may be more expensive.
- Technology used: Digital scanning or same-day milling may affect the price.
- Dentist’s experience: Experienced providers and prosthodontists (prosthetic dental specialists) may charge more.
Are Dental Onlays Covered by Insurance in 2025?
Most dental insurance plans in Ontario partially cover the cost of dental onlays, especially when the procedure is considered medically necessary. Coverage typically falls under the “major restorative” category.
With the introduction of the Canada Dental Care Plan (CDCP), many patients are asking whether dental onlays are included. As of 2025, the CDCP does not cover dental onlay procedures, as it is focused on essential dental care like cleanings, fillings, and basic restorations.
Always verify your policy and check for pre-approvals before beginning treatment.
How to Make Dental Onlays More Affordable in Toronto
At Atlas Dental, we believe quality dental work should be accessible. Here are some options we offer to help make dental onlays more affordable:
- Transparent pricing: We provide upfront quotes so there are no surprises.
- Flexible payment options: Spread out the cost over the treatment period.
- Dental financing: We accept third-party financing like Dentalcard.
- Insurance coordination: We help you navigate your insurance coverage and submit claims.
- Tax deductions: Onlays may qualify as a medical expense on your tax return.
- Promotional discounts: Ask us about seasonal or in-house offers.
Book a Consultation at Atlas Dental
Need a dental onlay in Toronto? Visit Atlas Dental at 2 Bloor West, Suite 1903. We’ll examine your tooth, explain your options, and provide a customized treatment plan with clear pricing.
Call us today or book a free phone consultation online to take the first step toward restoring your smile.
