Dental Financing & Payment Plans
Dental Financing at Atlas Dental
At Atlas Dental in downtown Toronto, we are pleased to offer dental financing through Dentalcard.
This partnership allows us to offer to our dental patients in the Downtown Toronto Area affordable financing starting at 7.95% for terms of 6 months to 6 years.
If you do not have private dental insurance coverage through your place of work, then here are four reasons to consider Dentalcard financing, which will help offset the cost of dental treatments:
- Easy Application Process
- Quick Approval
- No Waiting Period
- Low Dental Insurance Rates
How Does Dentalcard work?
Easy to Apply
Compared to other insurances or dental payment plans you may have signed up for in the past, Dentalcard dental financing makes it easy to apply online for dental health coverage. Apply at your leisure at any time either in our office or apply online. You can simply fill out basic personal and employment information and submit the form online and we take care of the rest.
Instant Online or In-Clinic Approval
With Dentalcard dental financing through Atlas Dental, there is no waiting to find out if you are approved or not. Your dental insurance application is assessed immediately, and Dentalcard Financial Services offers instant approval both online and through the in-clinic financing application.
No Waiting Period – Begin Dental Treatment Today
Unlike other dental insurance plans, once you choose your payment plan and you are approved, you can start your dental treatment the very same day; there’s no need to wait.
Excellent Dental Insurance Rates
Throughout the entire process, from application to approval and usage of Dentalcard financing, there is no obligation and no commitment necessary. Other borrower benefits include:
- Excellent, affordable dental insurance rates, starting at 7.95% (pending credit score review)
- Low monthly or semi-monthly dental payment plans from 6 months to 6 years.
- Renewable credit limit (valid for one year that you and your family can use)
- Accelerated payment options
- Pay early with no penalty
If you have been delaying a dental procedure for financial reasons such as a root canal, bridge, crown, or even a simple filling, there’s no reason to wait any longer! Sign up for Dentalcard dental financing, then contact Atlas Dental and bring your smile back to full health.
Payment Plan Frequently Asked Questions
What types of procedures does Dentalcard cover?
Any dental related procedure.
Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval – there is no cost.
Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.
How soon can I get approval for financing?
You can obtain approval for financing almost immediately. Many approvals are given while the patient is still at the dentist’s office.
Can I borrow a portion of the amount of the procedure or purchase?
Yes, Dentalcard will pay directly to your dental service provider whatever portion you would like to borrow, be it the total cost of the procedure or a portion.
Do I have to put down a deposit to borrow?
No. It is up to you if you would like to pay your dental service provider a deposit. Dentalcard will finance the total cost of the procedure including your deposit, if required.
Can I have more than one loan with Dentalcard?
Yes. Each loan financed must go through the same application process to determine the ability to repay.
How long may I finance the procedure or purchase?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.
If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.
